Terms of Service - Rotimi Omotoso Accounting

This is Our

Effective July 22, 2025

1. Introduction

Welcome to timiosho.com (the “Website”), owned and operated by Rotimi Omotoso Accounting (“we,” “us,” or “our”). These Terms of Service (“Terms”) govern your access to and use of our Website and the information, tools, calculators, and services provided thereon.

By accessing or using any part of the Website, you agree to be bound by these Terms. If you do not agree to all the terms and conditions of this agreement, then you may not access the Website or use any services. These Terms constitute a legally binding agreement between you and Rotimi Omotoso Accounting.

2. Use of Our Website

(A). Permitted Use: You may use our Website for lawful purposes only, primarily to obtain information about our accounting services, utilize our online tools and calculators, and contact our firm.

(B). Prohibited Use: You agree not to use the Website:

In any way that violates any applicable local, state, federal, or international law or regulation.
For the purpose of exploiting, harming, or attempting to exploit or harm minors in any way.
To transmit, or procure the sending of, any advertising or promotional material without our prior written consent, including any “junk mail,” “chain letter,” “spam,” or any other similar solicitation.
To impersonate or attempt to impersonate Rotimi Omotoso Accounting, a Rotimi Omotoso Accounting employee, another user, or any other person or entity.
To engage in any other conduct that restricts or inhibits anyone’s use or enjoyment of the Website, or which, as determined by us, may harm Rotimi Omotoso Accounting or users of the Website or expose them to liability.
To introduce any viruses, Trojan horses, worms, logic bombs, or other material that is malicious or technologically harmful.
To attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Website, the server on which the Website is stored, or any server, computer, or database connected to the Website.

(C). Accuracy of Information: You are responsible for ensuring the accuracy of any information you provide on our Website, particularly when using tools such as the tax calculator. Inaccurate inputs will lead to inaccurate outputs.

3. Services Provided

(A). Description of Services: Rotimi Omotoso Accounting provides professional accounting, tax, payroll, and financial advisory services. A detailed description of our services can be found on our Website.

(B). Disclaimer Regarding Calculators and Online Tools:

Informational Use Only: The “Nigerian Income Tax (PAYE) Calculator”, “Loan Calculator,” “Salary Calculator,” and any other tools, smart tools, or dashboards provided on this Website are for estimation and informational purposes only. They are designed to provide general insights based on the data you input.
NOT Professional Advice: The results generated by these tools do not constitute, and should not be relied upon as, legal, tax, financial, or investment advice. Tax laws, regulations, and financial circumstances are complex and constantly changing.
Consult a Professional: You acknowledge that actual tax liabilities, financial outcomes, or business strategies depend on individual circumstances, current laws, and professional interpretation. You are strongly advised to consult a qualified and licensed financial, tax, or accounting professional at Rotimi Omotoso Accounting or elsewhere for personalized advice tailored to your specific situation. We are not responsible for any actions taken or not taken based on the information provided by these tools.

(C). Engagement for Services: Formal engagement for any professional services from Rotimi Omotoso Accounting requires a separate, written agreement (e.g., an engagement letter) signed by both parties. The use of this Website does not constitute an engagement for services.

4. Intellectual Property Rights

All content, features, and functionality on the Website, including but not limited to text, graphics, logos, icons, images, calculator logic, software, and the compilation thereof (“Content”), are the exclusive property of Rotimi Omotoso Accounting or its licensors and are protected by Nigerian and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Website and Content for your personal, non-commercial use only. You may not copy, reproduce, modify, distribute, transmit, display, perform, publish, license, create derivative works from, transfer, or sell any Content or information obtained from the Website without our express written permission.

5. User Accounts

If the Website allows you to create an account:

You agree to provide accurate, current, and complete information during the registration process.
You are responsible for maintaining the confidentiality of your account password and for all activities that occur under your account.
You agree to notify us immediately of any unauthorized use of your account.
We reserve the right to suspend or terminate your account at our sole discretion, with or without notice, for any reason, including, without limitation, a breach of these Terms.

6. Disclaimers and Limitation of Liability

A. Disclaimer of Warranties: THE WEBSITE AND ALL CONTENT, CALCULATORS, AND SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR ACCURACY. ROTIMI OMOTOSO ACCOUNTING DOES NOT WARRANT THAT THE WEBSITE WILL BE UNINTERRUPTED, SECURE, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

B. Limitation of Liability: TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL ROTIMI OMOTOSO ACCOUNTING, ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, LICENSORS, OR SERVICE PROVIDERS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO, LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM

(I) YOUR ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE THE WEBSITE;

(II) ANY CONDUCT OR CONTENT OF ANY THIRD PARTY ON THE WEBSITE;

(III) ANY CONTENT OBTAINED FROM THE WEBSITE; AND

(IV) UNAUTHORIZED ACCESS, USE OR ALTERATION OF YOUR TRANSMISSIONS OR CONTENT, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), OR ANY OTHER LEGAL THEORY, WHETHER OR NOT WE HAVE BEEN INFORMED OF THE POSSIBILITY OF SUCH DAMAGE, AND EVEN IF A REMEDY SET FORTH HEREIN IS FOUND TO HAVE FAILED OF ITS ESSENTIAL PURPOSE.

7. Indemnification

You agree to defend, indemnify, and hold harmless Rotimi Omotoso Accounting, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising out of or relating to your violation of these Terms or your use of the Website, including, but not limited to, your use of the Website’s Content, services, and products other than as expressly authorized in these Terms or your use of any information obtained from the Website.

8. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the Federal Republic of Nigeria, without regard to its conflict of law principles. Any legal action or proceeding arising out of or related to these Terms or the Website shall be instituted exclusively in the courts located in Lagos State, Nigeria.

9. Changes to These Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days’ notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our Website after any revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, you are no longer authorized to use the Website.

10. Severability

If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.

11. Entire Agreement

These Terms constitute the entire agreement between you and Rotimi Omotoso Accounting regarding our Website and supersede and replace any prior agreements, oral or otherwise, regarding the Website.

12. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us with the info at our footer.